Back to PricingTier 1 · $599 Flat Fee

    Essential Plan

    Ideal for homeowners who need clarity on qualification, affordability, and basic buyout strategy before mediation or settlement.

    What's Included

    • Initial Consultation (30–45 Minutes)

      Meet one-on-one with a Certified Divorce Lending Professional (CDLP®) to discuss your divorce, your home, your financial goals, and the questions keeping you up at night. We'll identify your priorities and begin building a customized mortgage strategy tailored to your situation.

    • Financial Document Review & Organization

      We'll guide you through collecting and organizing the financial documents needed to perform a thorough divorce mortgage analysis. Proper preparation allows us to accurately evaluate your options and identify potential challenges early in the process.

    • Comprehensive Financial & Mortgage Analysis

      Our team conducts an in-depth review of your financial profile, including income, assets, liabilities, credit, home equity, mortgage obligations, and borrowing potential. We evaluate multiple scenarios to determine the best path forward based on your goals.

    • Personalized Divorce Mortgage Planning Report

      Receive a customized Divorce Mortgage Planning Report outlining your available options, including home retention, refinancing, equity buyouts, mortgage assumptions (when applicable), and future homeownership opportunities. We'll personally review the report with you and answer your questions so you fully understand your options before making major financial decisions.

    • Continued Support & Guidance

      Your consultation doesn't end after the meeting. Your package includes ongoing email and phone support to answer follow-up questions, clarify recommendations, and provide guidance as your divorce progresses.

    Who It's For

    This plan is designed for individuals in the early stages of the divorce process who want to understand their financial position before making major housing decisions. You'll leave the session with clarity on whether keeping the home is realistic and what your next steps should be.

    What You'll Walk Away With

    • A clear understanding of your mortgage and home equity options
    • A personalized financial strategy tailored to your divorce
    • Professional guidance from a Certified Divorce Lending Professional (CDLP®)
    • Greater confidence before signing settlement agreements
    • Actionable next steps to protect your home, equity, and financial future

    By purchasing any service from Divorce Equity Solutions, you acknowledge that you have read, understood, and agree to our Consulting, Cancellation & Refund Policy. You understand that Divorce Equity Solutions provides professional consulting, divorce mortgage planning, and financial analysis services only. Consulting fees are earned and become non-refundable once your complimentary consultation has been completed and professional services have commenced.

    You further acknowledge that Divorce Equity Solutions does not guarantee any specific legal, financial, lending, mortgage, mediation, collaborative process, settlement, or court outcome. All recommendations are based on the information available at the time services are provided, and all final decisions remain solely the responsibility of the client.

    This policy applies only to services purchased directly from Divorce Equity Solutions. Nothing contained in this policy modifies or supersedes any rights or obligations under applicable federal or state law. Divorce Equity Solutions does not provide legal or tax advice, and the use of our services does not create an attorney-client, fiduciary, or brokerage relationship.

    Disclaimer: Divorce Equity Solutions provides mortgage and divorce-related financial consulting services. We do not provide legal, tax, or financial planning advice. Consultation does not create an attorney-client relationship or guarantee financing approval or loan eligibility. Every situation is unique and recommendations are based on information available at the time of consultation.